Final expense leads for licensed independent agents
Every inquiry goes to exactly one agent and is never resold, recycled, or syndicated. You get it on your phone within seconds of the form being submitted, with the consent record attached.
New lead: Dorothy R., (813) 555-0147 — age 68, Tampa FL, requested final expense coverage information. Full details in your sheet.
Full record — contact details, date of birth, state, coverage amount requested, timestamp, and the consent certificate for the submission.
Row 248 added. Updated live, and the file stays yours.
How it works
You tell us the states you're licensed in and how many leads you can work each week. Everything up to the moment a qualified lead reaches your phone is on us.
Paid campaigns point to coverage information pages built for seniors researching final expense policies. You never touch an ad account or write a line of copy.
Phone validity, email deliverability, age range, and state against your licensing — verified before the lead counts or reaches you. Consent is captured and certified at submission.
A text to your mobile, an email with the full record and consent certificate, and a new row in your own Google Sheet. All within seconds.
The standard
Cato is named for a man who could not be bought. We hold ourselves to four things, stated plainly.
We do not resell, syndicate, recycle, or share a lead with a second agent. Not after a week, not after a month. Ever.
Every lead arrives with a consent certificate documenting exactly what the prospect agreed to and when they agreed to it.
A live Google Sheet, updated the second a lead arrives. You own the file and keep it if we part ways.
No retainer, no setup fee, no ad spend on your card, no long contract. You pay for leads that meet the criteria you set.
Get started
We'll send lead pricing for your territory and let you know whether we have inventory open. Most states we can start inside a week.
Last updated July 26, 2026
Cato Leads ("we," "us," or "our"), operates catoleads.com. This policy explains what information we collect from visitors and clients of this website, how we use it, and the choices available to you.
When you complete a form on this site, we collect the information you provide: your name, agency name, email address, states of licensure, and expected lead volume. If you use the chat widget on this site, we also collect your name, phone number, and message. We also collect standard technical information such as IP address, browser type, and pages visited.
Consent to receive text messages is collected separately from any other consent, is never pre-selected, and is never required in order to submit a form or to use our services.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
You can stop receiving text messages at any time by replying STOP to any message from us. Reply HELP for assistance, or contact us at [email protected] or 561-283-9177. To stop receiving email, use the unsubscribe link in any message or contact us directly.
We retain your information for as long as your account is active or as needed to provide services and meet legal obligations. We use industry-standard measures to protect the information we hold, though no method of transmission over the internet is completely secure.
You may request a copy of the information we hold about you, ask us to correct it, or ask us to delete it. Send requests to [email protected] and we will respond within a reasonable period.
Our services are directed to licensed insurance professionals and are not intended for anyone under 18. We do not knowingly collect information from children.
We may update this policy from time to time. The date at the top of this page reflects the most recent revision.
Cato Leads
1902 Spanish Trail, Delray Beach, FL 33483
561-283-9177 · [email protected]
Last updated July 26, 2026
Cato Leads provides lead generation and lead delivery services to licensed independent insurance agents. When we generate a new inquiry for your territory, we send you a text message and an email containing the prospect's contact details, and we add the record to a spreadsheet you control. We also send occasional account and billing notifications. These are the messages you can expect to receive from us.
You can cancel the SMS service at any time. Just text "STOP" to 561-283-9177. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected] or 561-283-9177.
Carriers are not liable for delayed or undelivered messages.
As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive one message per lead delivered. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
If you have any questions regarding privacy, please read our privacy policy: catoleads.com/#privacy-policy
You represent that you hold an active insurance producer license in every state in which you contact a lead we deliver. You agree to contact leads only for the purpose of discussing insurance products you are licensed to sell, and to comply with all applicable laws governing telephone and text message communication, including the Telephone Consumer Protection Act and applicable state do-not-call rules.
Cato Leads
1902 Spanish Trail, Delray Beach, FL 33483
561-283-9177 · [email protected]